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Moving crypto and moving local currency are two different jobs. This page explains why, and what changes when you cross between them.
Crypto: web and Moove App. Local currency: Moove App only. The conversion itself completes in the Moove App — see Moove Ramp.

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What Are The Two Kinds Of Rail?

A rail is the system a payment actually travels on. Everything inside moove.xyz — Moove Send, Moove Receive, Moove Swap, Moove Bridge — runs on crypto rails. That is why it needs no account with anyone and no verification. The moment local currency is involved, a regulated financial institution has to be involved too. That is not a moove.xyz policy; it is what moving naira through a Nigerian bank requires.

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What Is A Corridor?

A corridor is one country plus one currency plus the rails available there. It is the unit Moove Ramp launches in, because each one needs its own licensed partner, its own bank connections and its own identity rules. Today there is one live corridor: Nigeria, NGN. Other countries appear in the Moove App marked Coming soon — they are in the catalogue but the endpoints reject them until they go live. Supported Fiat Currencies →

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What Are The Three Fiat Rails?

Within a corridor, money reaches you one of three ways. Which are available depends on the country.
A standard transfer to or from a bank account held in your name. The most widely available rail, and the one live today.
Electronic funds transfer. Settles over a bank rail but is treated as its own route, because the clearing behaviour differs.
A mobile money wallet identified by phone number rather than an account number — the everyday rail across much of Africa.
In Nigeria you can link an account with Moniepoint, OPay, Palmpay, Standard Chartered and others. The full live list is served in the Moove App when you add an account, because it changes.

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Why Does The Fiat Leg Need Identity Verification?

To move naira, a licensed payment partner handles that side of the transaction. Licensed partners are legally required to know who they are paying and to check that the money is going to the right person. That produces one rule worth knowing before you start:
The account holder name must match your verified identity. You cannot ramp into or out of somebody else’s bank account or mobile money wallet — a friend’s, an employer’s, a company account that is not in your name.
Verification is a one-time flow in the Moove App, the first time you move between local currency and crypto. It covers your email, your mobile number and a government identifier — in Nigeria a BVN (Bank Verification Number) or NIN (National Identification Number) — plus a biometric selfie. Identity verification, step by step →
Nothing about crypto-only use changes. Sending, receiving, swapping and bridging need no verification at all — see Non-custodial Wallets.

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Where Does The Money Land?

Crossing between rails means two legs, and each settles in its own place: Because the crypto side settles into a wallet you control, the proceeds never sit with a third party waiting for you to withdraw them.
A ramp carries costs on both rails — network gas on the crypto leg, and whatever your bank or mobile money provider charges on the fiat leg. Both, along with moove.xyz’s own fee, are set out on the Pricing page.

Moove Ramp

The product, end to end.

Supported Fiat Currencies

Live corridors and what is next.

Pricing

Every cost on both legs.
Two rails, one app. Costless, borderless, permissionless, effortless.