> ## Documentation Index
> Fetch the complete documentation index at: https://docs.moove.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Moove Ramp

> Buy crypto with local currency and cash out back to a bank account — in the Moove App, settling to a wallet only you control.

Turn local currency into crypto, and crypto back into local currency — without an exchange account.

<Warning>
  **The conversion completes in the Moove App.** The web page at `moove.xyz/ramp` previews the rate only. There is no way to finish a Moove Ramp conversion on the web — download the Moove App for [iOS or Android](/get-started/download-app) before you start.
</Warning>

<Info>
  **Live corridors:** Nigeria (NGN) — buy and sell, by bank transfer. Australia (AUD) and Hong Kong (HKD) — buy only, by card. Other countries appear in the Moove App marked *Coming soon* and are rejected until they go live. **Beta.**
</Info>

## What Are The Two Directions?

|              | What you do                                                                           | What you get                                         |
| ------------ | ------------------------------------------------------------------------------------- | ---------------------------------------------------- |
| **On-ramp**  | Pay in local currency — a bank transfer in Nigeria, a card in Australia and Hong Kong | Crypto in your [Moove Wallet](/brand/moove-wallet)   |
| **Off-ramp** | Send crypto from your Moove Wallet                                                    | Naira paid to your linked bank account. Nigeria only |

## Before Your First Conversion

<Steps>
  <Step title="Download the Moove App">
    [iOS or Android](/get-started/download-app).
  </Step>

  <Step title="Verify your identity">
    A one-time flow. Required because a licensed partner handles the local-currency side.
  </Step>

  <Step title="Add a way to pay or be paid">
    In Nigeria, a bank account **in your own name**. In Australia and Hong Kong, a debit or credit card.
  </Step>
</Steps>

## How Do I Verify My Identity?

Once. Open **Ramp** and the Moove App walks you through it. How far it goes depends on your country.

<Steps>
  <Step title="Review and accept the terms">
    You are asked to read and agree to the Terms of Service and Privacy Policy before anything starts.
  </Step>

  <Step title="Choose your country">
    Your country of residence. Available countries are marked **Available**; the rest show **Coming soon**.
  </Step>

  <Step title="Enter your email">
    A one-time passcode is sent to it.
  </Step>

  <Step title="Enter the emailed code">
    Resend if it does not arrive — check your spam folder first.
  </Step>

  <Step title="Enter your mobile number and the texted code">
    Australia and Hong Kong only. Nigeria has no text-message step.
  </Step>

  <Step title="Verify your identity document">
    **Nigeria:** your **National Identification Number (NIN)**, checked instantly, then your **Bank Verification Number (BVN)** with a quick biometric scan. You confirm each number before submitting.

    **Australia and Hong Kong:** a photo of your passport, driver's licence or ID card, plus a selfie.
  </Step>

  <Step title="Wait for the result">
    Usually a few minutes. Check progress under **Settings → Your account → Verification status**: *Not started, In progress, Pending, Approved* or *Rejected*.
  </Step>
</Steps>

<Tip>
  **In Nigeria you can start with just your email.** Once your email is verified you can buy and sell up to a capped allowance — currently US\$1,000 over a rolling 30 days. Verify your NIN and BVN to lift the cap.
</Tip>

<Note>
  Verification is only ever needed for local currency. Sending, receiving, swapping and bridging crypto need none of it.
</Note>

<Warning>
  If your details do not match the national register, the Moove App says so and you can correct the number and retry. An ID already linked to another Moove account is refused. Repeated failures need [support](/contact-us/email).
</Warning>

## How Do I Link A Bank Account?

Nigeria. **Ramp → Add fiat account.**

<Steps>
  <Step title="Choose your bank">
    Search the live list. Nigeria currently includes Moniepoint, OPay, PalmPay, Access Bank and more.
  </Step>

  <Step title="Enter your account number">
    Between 6 and 20 digits.
  </Step>

  <Step title="Tap Link now">
    The account is verified against the provider and saved.
  </Step>
</Steps>

<Warning>
  **The account must be in your own name.** The licensed partner handling the local-currency leg is required to check the account holder name against your verified identity. An account belonging to someone else — a friend, an employer, a company you are not the named holder of — cannot be used.
</Warning>

## How Do I Pay By Card?

Australia and Hong Kong. When you buy, choose **Add card**, enter a Visa or Mastercard debit or credit card and tap **Save card**. Card payments are only available once your identity is verified. Each time you pay, the Moove App asks for the card's security code — it is never stored.

## Which Payment Methods Are Live?

| Method                                   | What it is                                    | Where                              |
| ---------------------------------------- | --------------------------------------------- | ---------------------------------- |
| **Bank transfer**                        | A standard transfer to or from a bank account | Nigeria — buy and sell             |
| **Card**                                 | A Visa or Mastercard debit or credit card     | Australia and Hong Kong — buy only |
| **Apple Pay**, **Google Pay**, **PayID** | Wallet and instant payments                   | Coming soon                        |
| **EFT**, **Mobile money**                | Other local rails                             | Coming soon                        |

The methods your corridor supports are shown in the Moove App when you add one.

## How Do I Convert?

<Tabs>
  <Tab title="On-ramp — buy crypto">
    <Steps>
      <Step title="Open Ramp and select On-ramp">
        Choose the fiat currency you are paying with and the crypto you want.
      </Step>

      <Step title="Enter an amount">
        A live quote appears, with the exact amount of crypto you will receive. Amounts outside the accepted minimum or maximum are flagged before you continue.
      </Step>

      <Step title="Confirm">
        **By bank transfer:** the Moove App shows the transfer details — account name, account number, bank and amount — each copyable. **By card:** enter the card's security code and tap **Pay now**.
      </Step>

      <Step title="By bank transfer, make the transfer from your bank app">
        <Warning>
          Make the transfer **once**. A duplicate transfer causes delays and duplicate charges.
        </Warning>
      </Step>

      <Step title="Watch it settle">
        **Pending transfer → Pending settlement → Settled.** The crypto lands in your Moove Wallet.
      </Step>
    </Steps>
  </Tab>

  <Tab title="Off-ramp — cash out">
    <Steps>
      <Step title="Open Ramp and select Off-ramp">
        Choose the crypto you are selling and the currency you want.
      </Step>

      <Step title="Enter an amount">
        A live quote shows what will reach your account.
      </Step>

      <Step title="Pick the payout account">
        One of your linked accounts. One is the default for its currency.
      </Step>

      <Step title="Confirm and send the crypto">
        You send from your Moove Wallet as part of the flow.
      </Step>

      <Step title="Watch it settle">
        **Pending transfer → Pending settlement → Settled.** The naira reaches your linked account.
      </Step>
    </Steps>
  </Tab>
</Tabs>

## How Long Does It Take?

Most conversions settle within a few minutes. Buying crypto typically takes around two to three minutes once your payment is confirmed; selling is usually faster and often completes in well under a minute.

The Moove App shows a live estimated settlement time with every quote. Actual timing varies with bank processing hours, network congestion and transfer size.

## Where Does The Money Land?

The crypto leg settles into your **Moove Wallet** — the non-custodial wallet in the Moove App, whose keys only you hold. Proceeds never sit with a third party waiting for you to withdraw.

From there, move it anywhere: another wallet you use, any address across the 30+ supported chains, or straight into a [swap](/transact/moove-swap).

[Moove Wallet →](/brand/moove-wallet) · [Non-custodial Wallets →](/concepts/non-custodial-wallets)

## What Are The Limits?

Two kinds of limit apply, and both are shown under **Settings → Your account → Limits** with how much you have used:

* **An account ramp limit** over a rolling 30 days. Verifying your identity raises it.
* **A per-payment-method allowance**, plus a minimum and maximum for each payment.

A payment that would pass either is refused before you confirm.

## What Does Moove Ramp Cost?

A ramp carries costs on both rails: moove.xyz's fee, network gas on the crypto leg, and whatever your bank or card issuer charges on the local-currency side. There is no subscription, no deposit fee and no hidden spread — the quote shows exactly what you receive before you approve.

Every figure is on the [Pricing](/product-prices/how-product-and-prices-work) page.

## What To Read Next

<CardGroup cols={3}>
  <Card title="Fiat & Crypto Rails" icon="train-track" href="/concepts/fiat-and-crypto-rails">
    Why the fiat leg works differently.
  </Card>

  <Card title="Supported Fiat Currencies" icon="banknote" href="/platform-support/supported-fiat-currencies">
    Live corridors and what is next.
  </Card>

  <Card title="Moove Missions" icon="target" href="/grow/moove-missions">
    Ramping earns USDC rewards.
  </Card>
</CardGroup>

Local currency to crypto and back, in your own wallet. Your Money. Your Move.