> ## Documentation Index
> Fetch the complete documentation index at: https://docs.moove.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# How Moove Works

> The three ideas behind every Moove product — a handle instead of an address, a settlement token you choose once, and routing that happens without you.

Three ideas explain every Moove product. Learn them once and the whole platform makes sense.

<Info>
  **Web and Moove App.** The ideas below work the same on [moove.xyz](https://www.moove.xyz) and in the Moove App.
</Info>

## Idea 1: You Are A Handle, Not An Address

A wallet address is 42 characters of hexadecimal that you cannot read, cannot remember and cannot safely retype. Every Moove account gets a **Moove Handle** instead — `@yourname`.

The handle is the account. Behind it sit your wallets, your preferred token, your Profile and your transaction history. People send to the handle; moove.xyz resolves the rest.

[Handles, Profiles & Aliases →](/concepts/handles-profiles-and-aliases)

## Idea 2: You Choose A Settlement Token Once

Your **settlement token** is the crypto you want to end up holding, on the chain you want to hold it on. You set it on each wallet under **Settings → Edit Moove Profile → Edit wallet & settlement** on the web, and most people choose USDC because it holds its value at about a dollar.

That one choice decouples what a payer sends from what you receive:

| Your customer holds | You have set | You receive  |
| ------------------- | ------------ | ------------ |
| SOL on Solana       | USDC on Base | USDC on Base |
| ETH on Ethereum     | USDC on Base | USDC on Base |
| USDC on Arbitrum    | USDC on Base | USDC on Base |

You never have to ask a customer what chain they are on. You never have to hold an asset you did not want.

## Idea 3: Routing Happens Without You

When what the payer sends and what you want to receive are not the same thing, something has to convert.

That conversion is one transaction. The swap and the bridge are embedded in the payment itself, and the route is chosen for you across 30+ chains and 16,000+ assets.

[Settlement & Auto-routing →](/concepts/settlement-and-auto-routing)

## What Does This Mean In Practice?

<AccordionGroup>
  <Accordion title="You never hold funds with moove.xyz">
    Every product settles straight to a wallet whose keys you control. There is no Moove balance, no deposit, no withdrawal, and nothing to ask us to release.

    [Non-custodial Wallets →](/concepts/non-custodial-wallets)
  </Accordion>

  <Accordion title="You do not need identity verification to move crypto">
    Connect a wallet, claim a handle, transact. Verification only comes into it when local currency does — see [Fiat & Crypto Rails](/concepts/fiat-and-crypto-rails).
  </Accordion>

  <Accordion title="One account works across web and the Moove App">
    The same handle, the same wallets, the same history. Some products only exist in one place — Moove Wallet, Moove Ramp and Moove Contacts are mobile — but the account is one account.
  </Accordion>
</AccordionGroup>

## Where Does Each Product Run?

| Pillar                             | What it does                                      | Where                                                    |
| ---------------------------------- | ------------------------------------------------- | -------------------------------------------------------- |
| [**Brand**](/brand/overview)       | Your Moove Handle, Moove Profile and Moove Wallet | Web and Moove App; Moove Wallet is Moove App only        |
| [**Discover**](/discover/overview) | Finding and saving other Moovers                  | Moove App                                                |
| [**Transact**](/transact/overview) | Send, receive, swap, bridge, ramp                 | Web and Moove App; Moove Ramp completes in the Moove App |
| [**Manage**](/manage/overview)     | Records, links and keys                           | Web; the Moove App splits it across Home and Activity    |
| [**Grow**](/grow/overview)         | Referrals and missions                            | Web and Moove App                                        |

## What To Read Next

<CardGroup cols={3}>
  <Card title="Non-custodial Wallets" icon="shield" href="/concepts/non-custodial-wallets">
    What it means that we never hold your money.
  </Card>

  <Card title="Settlement & Auto-routing" icon="route" href="/concepts/settlement-and-auto-routing">
    How the route gets picked.
  </Card>

  <Card title="Quickstart" icon="rocket" href="/get-started/quickstart">
    Put it to work in five minutes.
  </Card>
</CardGroup>

Three ideas, one account. Your Money. Your Move.